About this notice.

The 99sqyd platform (the “Platform”) is owned and operated by SKILL BLOCK Group of Companies and its affiliates (“99sqyd”, “we”, “us”). This Disclaimer (together with our Terms & Conditions and Privacy Notice) governs your access to and use of the Platform and any services offered through it, including listings, market intelligence, the concierge desk, the data room, valuation tools and any related communications.

By accessing the Platform, requesting an invitation, registering as a member, contacting our desk or otherwise transacting with us, you confirm that you have read, understood and accepted this Disclaimer. If you do not agree with any part of it, you must not use the Platform.

The nature of our platform.

99sqyd is a private, invitation-led marketplace and curation desk that facilitates connections between property owners, developers and channel partners on one side, and ultra-high-net-worth individuals, family offices, institutional investors and non-resident principals on the other.

We are not:

• a developer, promoter, builder, contractor or seller of real estate;
• a custodian or escrow agent in respect of any funds;
• a stock-broker, mutual fund distributor, portfolio manager, alternative investment fund or any other intermediary registered with the Securities and Exchange Board of India;
• a banker, mortgage lender or insurer; or
• a party to any sale, lease, joint development or other transaction entered into between a buyer and a seller through the Platform.

Listings on the Platform are opportunities sourced from third-party owners, developers and channel partners. They do not constitute offers from 99sqyd. Any sale, lease, allotment, joint development or other transaction is solely between the buyer and the seller (or their respective representatives) and is governed by the binding documentation executed between them.

Where 99sqyd is itself acting as a registered real estate agent under the Real Estate (Regulation and Development) Act, 2016 (“RERA”), its agent registration number will be disclosed on the relevant State Real Estate Regulatory Authority website and, where required, in the listing or transaction documentation. 99sqyd may receive a transaction fee, referral fee, brokerage or marketing fee from sellers, developers or channel partners; the existence of such fees does not affect the substance of the disclosures made in this Disclaimer.

No advisory or fiduciary relationship.

Nothing on the Platform constitutes legal advice, tax advice, financial advice, investment advice, securities recommendation or solicitation of any kind. Features of the Platform — including without limitation the “Investment Snapshot,” “AI-Assisted Signal,” “Investment Score,” projected IRR, projected appreciation, projected rental yield, “99sqyd Recommendation,” market intelligence briefings, the Journal, news and any analyst commentary — are provided for general information only.

No fiduciary, advisory, brokerage or trust relationship is created between you and 99sqyd by your access to or use of the Platform. Before acting on any information presented on the Platform, you should obtain independent professional advice from a qualified property advocate, chartered accountant, tax counsel and, where applicable, a SEBI-registered investment adviser.

Verification — scope and limits.

Certain listings display badges such as “Title verified,” “RERA verified,” “Builder verified,” “Owner-listed” or “Document review complete.” These badges reflect 99sqyd's good-faith review of documentation and information provided by sellers, developers and channel partners at a given point in time. They are intended to assist members in initial screening; they are not warranties.

What verification means.

• We have reviewed documents furnished to us (which may include sale deeds, mutation records, RERA certificates, occupation certificates, encumbrance certificates, builder agreements, society no-objection certificates, identity records and similar instruments) for prima facie consistency, completeness and authenticity, to the standard reasonably expected of a curation desk.
• Where appropriate, we engage empanelled legal counsel to opine on title or compliance matters; such opinions are issued to 99sqyd and are not transferable to members.

What verification does not mean.

• Verification is not title insurance, a guarantee of marketable title, or a substitute for independent legal due diligence by a buyer.
• Verification is performed on the basis of documents provided to us; latent defects, undisclosed encumbrances, prior litigation, family-property disputes, benami claims, unregistered transfers, hidden tax dues, planning-permission breaches or fraud by sellers or third parties may exist and may not be detectable through document review alone.
• Verification status is fixed as at the date of review. Title, RERA, possession and other circumstances may change subsequently without 99sqyd's knowledge.
• The absence of a verification badge does not imply that a property is defective; it may simply mean that documentation is in progress, is not required for that asset class, or has not yet been submitted.

Every member is required to commission an independent legal title due diligence, including search of the relevant Sub-Registrar's records, encumbrance certificates over an adequate look-back period, mutation entries, property-tax records and litigation searches, before paying any token money, executing any agreement to sell, or completing a registration.

Pricing, valuations and AI-assisted scores.

All prices, rates, yields and percentages displayed on the Platform are indicative and are subject to the following:

• Asking price. The principal price shown on a listing is the seller's asking price at the time the listing was published or last updated. It is not a market valuation, a fair value, a circle rate, a stamp-duty value or an offer by 99sqyd.
• Price per square foot. Per-square-foot figures are computed using the area declared by the seller, which may be expressed as carpet area, built-up area, super built-up area or saleable area. Conventions differ between projects, developers and states. Members must independently verify the area definition.
• Currency and conversion. Prices are quoted in Indian Rupees and rounded for presentation. Any foreign-currency equivalents shown are for indicative reference only, based on RBI reference rates at the time of display.
• AI valuation, IRR projections, “Investment Score.” These outputs are generated by statistical models using historical transactions, listing data, builder track-record signals, micro-market trends and assumptions about exit timing, holding cost, rental occupancy and tax. Models are imperfect, assumptions may not hold, and results are sensitive to inputs. They do not represent a guarantee, prediction, promise or projection of future price, yield, rental income, exit value, sale price or capital appreciation.
• Comparable transactions. Where displayed, comparables are sourced from Sub-Registrar data, market intelligence and channel-partner reporting, and may include inaccuracies, distress sales or unrepresentative transactions.
• Stamp duty, registration and tax estimates. Calculators on the Platform produce estimates only; final amounts depend on jurisdiction, current notifications, applicable concessions and case-specific facts.

Past performance of the locality, the building, the developer or any comparable asset is not a reliable indicator of future performance. Real-estate price movements are non-linear, can reverse, and are exposed to macroeconomic, regulatory, infrastructure and idiosyncratic risks. Members must form their own view of value, in consultation with their own advisors, before transacting.

RERA and regulatory disclosures.

The Real Estate (Regulation and Development) Act, 2016 and the rules made by the respective State Real Estate Regulatory Authorities (collectively, “RERA”) apply to specified categories of real-estate projects and to registered real-estate agents.

• Not every listing on the Platform falls within the scope of RERA registration. Ready-to-move-in resale apartments, certain plotted developments, agricultural land, certain commercial assets, and small-area projects may be outside RERA's mandatory registration regime depending on the State.
• Where a project's RERA registration number is displayed on the Platform, it has been provided to us by the seller, developer or channel partner. Members are required to independently verify the project's RERA status, the registration number, the validity period, the promoter details and any complaints or orders by querying the relevant State Authority's official website (for example, haryanarera.gov.in for Haryana, maharera.maharashtra.gov.in for Maharashtra, and equivalents for other States).
• 99sqyd does not certify, warrant or guarantee a project's compliance with RERA. Display of a RERA number on a listing is not an endorsement of the project, the promoter or the underlying disclosures filed with the Authority.
• For under-construction properties, members are advised to review the QPR (Quarterly Project Reports) filed by the promoter, sanctioned plans, escrow utilisation, and any extensions or compounding orders, before committing funds.

Where 99sqyd is registered as a real-estate agent under RERA in any State, the registration number and the State of registration are disclosed in our footer and corporate registrations page. Our registration as an agent does not extend to certifying the underlying project.

Property data and representations.

Information on each listing — including descriptions, specifications, areas, floor plans, amenities, possession schedules, unit numbers, floor heights, view orientations, builder track-record and neighbourhood data — is provided to 99sqyd by the seller, developer or channel partner, supplemented where possible by our own research.

• Photographs, architectural renders, drone footage, 3D tours, virtual walkthroughs and similar materials may be artistic impressions or stock material, may relate to a representative unit rather than the specific unit on offer, and may not reflect the current physical state of the property.
• Possession and delivery dates for under-construction or pre-launch properties are estimates by the developer and are subject to construction risk, regulatory approvals, force majeure and other delays.
• Neighbourhood, commute, school, hospital, airport, ambient air-quality, noise and view descriptions are illustrative and may change.
• Translations of listings or documents into any language other than English are for convenience only; the English version prevails in case of any inconsistency.

Members must independently inspect any property of interest, verify dimensions, examine the actual unit or plot and not a representative sample, and confirm specifications against the registered agreement and approved plans.

Investment risk.

Real estate is a risk-bearing asset class. Members must be capable of bearing the financial, opportunity-cost and emotional consequences of an investment in real estate, including the loss of part or all of the principal invested. Without limitation, the following risks apply:

• Price volatility. Real-estate values can decline, sometimes sharply, due to oversupply, demand contraction, macroeconomic shocks, interest-rate movements or shifts in buyer sentiment.
• Illiquidity. Real estate is generally illiquid. The time required to find a qualified buyer and complete a sale can range from several months to several years, and the realised price may be materially below asking, headline or model-projected values.
• Construction and delivery risk. Under-construction projects are subject to delays, redesigns, downsized amenities, contractor failure, financing failure and, in extreme cases, promoter insolvency. Refunds in insolvency are not guaranteed and recoveries can take years.
• Title and litigation risk. Despite reasonable due diligence, title defects, family-property disputes, tenancy claims, partition suits, encumbrances and historical claims may emerge after acquisition.
• Regulatory and policy risk. Changes in zoning, master plans, FAR, stamp duty, capital gains tax, GST, registration charges, environmental clearances, agricultural conversion and similar regulations may materially affect value and use.
• Leverage risk. Mortgages, lease-rental discounting and other forms of borrowing amplify both returns and losses, and expose the borrower to interest-rate, refinancing and recall risk.
• Concentration risk. Single-asset, single-tower or single-micro-market exposure can be a substantial share of a member's net worth; concentration magnifies idiosyncratic risk.
• Operating risk for income-producing assets. Rental income depends on tenant credit, vacancy, lease structure and maintenance; projected yields are not assured.
• Force majeure. Pandemics, natural disasters, civil unrest, sanctions and other extraordinary events can affect possession, valuation and saleability.

Projected returns, IRR, multiples, rental yields and appreciation assumptions on the Platform are based on assumptions that may not materialise. Each member is solely responsible for assessing whether a particular investment is suitable for their financial position, risk tolerance, investment horizon, liquidity needs, tax position and overall portfolio. Members should not invest amounts they are not in a position to lose.

Off-market and private listings.

Certain listings are designated as “off-market,” “private,” “NDA-required,” “stealth” or “members-only.” Access to such listings is restricted to verified members of the Platform and is subject to additional conditions:

• Members may be required to execute a non-disclosure agreement and a no-circumvention undertaking before being granted access to the data room or seller identity.
• Onward sharing, publication, screenshotting, scraping, archiving, or use of off-market information for any purpose other than the member's own bona fide evaluation is strictly prohibited and may result in suspension or termination of membership, legal action, and recovery of damages.
• “Off-market” refers to the limited distribution of the listing. It does not imply distress, discount, urgency or that the asset is being offered below market value. Information asymmetry is typically greater in off-market transactions, and independent due diligence is correspondingly more important.
• Off-market listings may be withdrawn, repriced or transacted without notice. 99sqyd accepts no responsibility for the unavailability of a previously displayed off-market opportunity.

NRI investors and cross-border transactions.

The Platform serves Non-Resident Indian (NRI), Person of Indian Origin (PIO) and Overseas Citizen of India (OCI) investors. Acquisition and disposal of immovable property in India by such persons is governed primarily by the Foreign Exchange Management Act, 1999, the Foreign Exchange Management (Acquisition and Transfer of Immovable Property in India) Regulations and related Reserve Bank of India directions (collectively, “FEMA”), together with the Income-Tax Act, 1961 and applicable Double Taxation Avoidance Agreements.

• NRI/PIO/OCI investors must independently confirm that they are eligible to acquire the specific category of property under FEMA. Restrictions apply to agricultural land, plantation property and farmhouses.
• Source of funds, mode of payment, repatriation of sale proceeds, TDS withholding, capital-gains computation and treaty relief are the member's sole responsibility. 99sqyd's NRI desk facilitates introductions and coordination but does not warrant FEMA, tax or banking compliance.
• Powers of attorney executed outside India must follow the host-country legalisation or apostille requirements and be adjudicated for stamp duty and registered in India before they can validly be acted upon.
• Members are encouraged to engage their own Indian property advocate and Indian tax counsel before initiating any cross-border transaction.

Concierge, advisors and introductions.

The 99sqyd concierge desk, relationship managers, NRI desk and curated partner network (which may include legal counsel, chartered accountants, tax advisors, valuers, architects, interior designers, property managers, lenders, escrow agents and private bankers) act as facilitators only.

• Such third-party professionals and service providers are independent of 99sqyd. Their engagement, scope, fees, deliverables and liability are matters strictly between the member and the professional concerned.
• 99sqyd does not warrant the quality, timeliness, completeness or correctness of services rendered by any third party introduced through the Platform, and accepts no liability for any loss arising from such services.
• Where 99sqyd receives a referral fee or revenue share from a partner, the existence of such an arrangement does not, of itself, alter the partner's professional obligations to the member.
• Members are free to engage their own professionals outside the 99sqyd network and are encouraged to do so wherever there is any doubt.

Third-party content.

The Platform publishes market intelligence, the Journal, news, micro-market data, builder reputation indicators, heatmaps and similar editorial and analytical content. Such content is sourced from 99sqyd's research team and from third-party datasets believed to be reliable.

• Such content is provided for general informational purposes only and does not constitute a recommendation, solicitation or invitation to invest in any particular property, project, micro-market or asset class.
• Data may be incomplete, may contain errors and may become stale. 99sqyd is not obliged to update content after publication.
• Links to external websites are provided for convenience. 99sqyd does not endorse and is not responsible for the content of any external site.

Intellectual property.

All content on the Platform — including the 99sqyd name and marks, brand identity, written content, photography, video, illustrations, data visualisations, micro-market indices, scoring methodologies, software code and selection or arrangement of listings — is the intellectual property of 99sqyd, its affiliates or its licensors. Unauthorised reproduction, distribution, adaptation, scraping, indexing, machine-learning training, public display or commercial exploitation is prohibited and may result in civil and criminal proceedings.

No offer; no solicitation.

Nothing on the Platform constitutes an offer to sell, or a solicitation of an offer to buy, any property, security, fund interest, structured product or other instrument. Any binding offer, acceptance, allotment, transfer or sale will be made only by way of definitive documentation executed between the buyer and the seller (and, where applicable, the developer), in accordance with the law applicable to the transaction.

Limitation of liability.

To the maximum extent permitted by applicable law, 99sqyd, its affiliates, directors, officers, employees, consultants, agents and licensors shall not be liable for any direct, indirect, incidental, consequential, special, exemplary or punitive damages, including without limitation loss of profit, loss of opportunity, loss of expected returns, loss of business, loss of goodwill, loss of data or diminution in value, arising out of or in connection with:

• your access to or use of the Platform;
• your reliance on listing data, verification badges, valuation models, IRR projections, “Investment Scores,” market intelligence, the Journal or any other content;
• the conduct, default, misrepresentation, insolvency or fraud of any seller, developer, channel partner, professional, lender or other counterparty;
• delay, failure or interruption of the Platform, including by reason of cyber-attack, force majeure or technical malfunction; or
• introductions made by the concierge desk to third-party professionals.

Without prejudice to the foregoing, the aggregate liability of 99sqyd to any single member, in respect of all claims arising in any twelve-month period, shall not exceed the fees actually received by 99sqyd from that member during such period.

Nothing in this section shall operate to exclude or limit liability that cannot lawfully be excluded or limited under applicable law, including liability for fraud or wilful misconduct.

Indemnification.

Each member agrees to indemnify, defend and hold harmless 99sqyd and its affiliates, officers, directors, employees and agents from and against all claims, demands, proceedings, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising out of or in connection with: (a) the member's breach of this Disclaimer, the Terms & Conditions or any applicable law; (b) the member's misuse of the Platform, including unauthorised disclosure of off-market or NDA-restricted information; (c) any misrepresentation by the member regarding identity, residency, source of funds, net worth, accreditation or investment objectives; and (d) any dispute between the member and any seller, developer, advisor or other third party.

Amendments.

99sqyd may amend, supplement or restate this Disclaimer from time to time to reflect changes in law, regulation, business or service offering. Material amendments will be notified to registered members by email or in-platform notice. Continued use of the Platform after an amendment takes effect constitutes acceptance of the amended Disclaimer.

Governing law and jurisdiction.

This Disclaimer, the Terms & Conditions, your use of the Platform and any non-contractual obligations arising in connection with them shall be governed by, and construed in accordance with, the laws of the Republic of India. Subject to the arbitration clause set out in the Terms & Conditions, the courts at Gurugram, Haryana shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Disclaimer or its subject matter or formation.

Grievance redressal.

In accordance with the Information Technology Act, 2000 and the rules made thereunder, including the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, 99sqyd has designated a Grievance Officer to address concerns and complaints from users:

• Address: 405, JMD Suburbio 2, Sector 67, Gurugram, Haryana 122102
• Email: grievance@99sqyd.com
• Phone: +91 70424 33099 (Monday to Friday, 10:00 to 18:00 IST)

Complaints will be acknowledged within 24 hours of receipt and resolved within 15 days, subject to the nature of the complaint and any documentation reasonably required from the complainant. Personal data is handled in accordance with our Privacy Notice and the Digital Personal Data Protection Act, 2023.